Salary/CTC Calculator
Get a rough estimate of your monthly in-hand salary from your annual CTC (Cost to Company).
This is a rough estimate only. It assumes Basic pay is 50% of CTC and applies a typical employee PF deduction and a flat professional tax — it does not calculate income tax, which varies by regime, deductions and state. Your actual in-hand salary depends on your employer's exact CTC structure.
How to estimate take-home salary
- Enter your annual CTC.
- Read the estimated monthly in-hand amount below.
- Check the note underneath — this is an estimate, not a payslip.
Frequently asked questions
Why doesn't this calculate income tax?
Income tax depends on your tax regime, deductions and other factors this tool has no way of knowing — showing a number here would risk being misleading, so it's left out on purpose.
Why is my actual in-hand salary different?
Every employer structures CTC differently (bonuses, allowances, insurance, gratuity). This tool uses common assumptions that won't match every company exactly.